Eight years after the financial crisis of 2008, the 30A condo market has made significant progress recovering. However, some are concerned we have come too far, too fast. In light of that opinion, I'm going to walk through these annual price increases. I'm also going to compare key differences between today's market and the 30A real estate market pre-2008.

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New construction on 30a

With the new year comes new condominiums and communities in the area that surrounds Highway 30A in the panhandle of Florida. A few of the new developments that are being constructed in the area are listed below. The plan is for some of them to be geared towards rentals and the others to be private communities.

The 30A area is blessed to have some of the most eclectic and diverse communities in the world, and each of them has its own look and feel. It's also blessed to have a number of state forests that offer coastal dune lakes and walking trails to enjoy.

These areas are protected, so no development is allowed. Additionally, the area has a lower density than many beach vacation spots because there's a limit on how many floors a structure can have. This is another big reason why this stretch of highway is so popular.

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For years beyond reckoning, it seemed like title companies and lenders would always put off preparing for closing until the last possible minute, making it common for buyers and sellers to see their closing HUD and paperwork for the first time the day of closing. Compounding the problem, few agents ever insisted on their customers seeing their closing HUD before the day of closing. That's why I have always insisted on all of my clients getting this vital information ahead of time, and have even delayed closings when my customers failed to get their HUD and other closing documents in advance. Thankfully, the law now states that every customer will receive their final HUD paperwork three business days or more before final closing. I strongly feel that this is a benefit to the customers that has been long overdue.

What just changed

The Consumer Financial Protection Bureau (CFPB) has now implemented the new TILA-RESPA Integrated Disclosure (TRID), which consists of two forms: the Closing Disclosure form and the Loan Estimate form.

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What Expenses Come With a Home

People often have basic questions regarding the expenses that come with Santa Rosa Beach homes for sale. These expenses include electricity, water, gas, internet, cable, phone, lawn maintenance, pool maintenance, pest control, property taxes, HOA dues and Insurance. For example, a house in Seacrest Beach would have the following expenses.

This example shows the annual bills for a 4br home in Seacrest Beach with 2,500 sqft:

Electric $2,940
Water $936
Cable & Internet $180
Pest Control $400
Property Taxes $7,500
HOA Dues $1,920
Insurance $4,500
Annual Total$18,376

Below is a deeper look and a breakdown of expenses related to owning a secondary residence along Scenic Highway 30A.

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expenses that come with a condo in Santa Rosa Beach

There are often frequently asked questions concerning the expenses that come with Santa Rosa Beach condominiums. These expenses include Association Dues, Gas, Water, Insurance, Electricity, Taxes, and Internet/Phone. The following is a breakdown of expenses that are typical for a secondary residence along 30a.

Condominium association dues

Association fees vary by condominium but normally include water, sewage, basic cable, insurance for the exterior of the building and common areas, upkeep and maintenance of the condominium and common areas, management, trash pickup, and reserves. Some condominiums provide high-speed internet and/or phone services for homeowners. For most condominiums, the association holds responsibility for the exterior of the building unit while the homeowner is responsible for the interior of their property.

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The Premier Property Group 10343 E County Hwy 30a, Seacrest Beach, Florida 32461. 850-231-7026 Copyright